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NIVA Investor Program

General Requirements -

  • Max LTV 75%
  • Max Loan Amount $2,000,000
  • Qualify as low as a 560 FICO score
  • Designed for experienced investors.

Income and employment are not verified.

Documentation -

  • Personal Guarantee required for loans titled in the name of an LLC or Corporation
  • Tradelines reporting for 12+ months or 2 tradelines reporting for 24+ months all with activity in the last 12 months
  • 1999 - 2017
  • NMLS #176724

Assets -

  • NO Reserves required
  • Funds for down payment and closing costs must be sourced or seasoned for 60 days
  • FICO 500-639
  • 65% 9.99%
  • DSCR 1.0